Rates & Fees
Rates and Fees can be found in the table below...
All interest rates and charges are subject to change
Interest Rates | |
Purchase interest rate | 19.95% p.a |
Cash advance interest rate | 22.20% p.a |
Interest free days | Up to 55 days interest free |
Card Charges | |
Account fee | $ 25 half yearly |
Joint/additional account fee1 | $ 5 half yearly |
Miscellaneous charges | |
Foreign currency service fee 2 | 2.25% of the NZ dollar value of each foreign currency purchase, cash advance or returned purchase for Mastercard |
Late payment fee | $ 15.00 |
Over limit fee | $ 20 per statement (on each statement until the account is back within its limit) |
Replacement card 3 | $ 10.00 |
Statement copy | $ 5.00 |
Voucher copy | $ 25.00 |
Cash advance fees 4 | |
Electronic via NZ BNZ ATM, Telephone Banking or Internet Banking | $ 1.00 |
Electronic via NZ non-BNZ ATM | $ 2.00 |
Teller assisted | $ 5.00 |
All overseas transactions | $ 7.50 |
Legals
- The additional fee applies to both additional cards and joint accounts.
- The converted amount of your foreign currency transaction and the Foreign Currency Service Fee are both included in the New Zealand dollar amount and in the rate of exchange shown on your statement for each transaction.
- A Card Dispatch fee may be charged if applicable.
- Debit Interest is charged on all Cash Advances from date of the transaction. For cash advances in foreign currencies, a Foreign Currency Service Fee will also apply.
BNZ lending criteria, terms and conditions, and fees apply.
Terms and Conditions
Please click HERE for the GAS Fuel Saver Plus terms and conditions